We assist with financial difficulties caused by:

• Job Loss / Lay Off
• Illness / Accident
• Divorce
• Credit Cards
• Gambling
• Garnishment
• Foreclosure
• Collection Harassment
• Lawsuits
• Repossession
• Utility Disconnection
• Medical Bills
• Taxes
• And More

Sometimes bankruptcy is not the answer and we can help then, too.  We will make sure you understand all of your options and assist you in choosing the best choice for your situation.

Our dedication to provide personal attention, without judgment, and with complete confidentiality will never be compromised.  Our staff will not rest until you are completely satisfied with your determined course of action.

Please feel free to contact Baner & Associates to find out how we can help you to protect yourself and your family.